About Us

About Us (Khidmat Centre Saaj)

 

Khidmat Centre Saaj is one of the Single Window Delivery Point for various schemes and service like Banking Services, Insurance Services, Public Services, Social Welfare Schemes, Health-Care Schemes, Financial Schemes, Educational Services, and Agriculture Services to citizens in rural and remote areas of District Rajouri, Tehsil Thanamandi, block Plangarh.

Khidmat Centre Saaj established in 2009 by J&K Bank under CSC Project. As a first step, J&K bank has designated Khidmat Centre Saaj as Authorized Loan Documentation Centers for preparation of legal documents for securing loans, which became a first revenue generating service. This service is one of the main sources of income generation for VLE (Khidmat Centre Operator).

The J&K bank has also approved VLE of Khidmat Centre as Business Correspondent for utilizing their services under Financial Inclusion Programme. J&K bank for this purpose has tied up with FINO for providing smart cards to social security benefit account holders for collecting their payments from Khidmat Centre's Network across the state.

The other services under this category are advertising and promotional services including space marketing of J&K Bank, Data Collection Services including Research, Data Entry, Surveys, and Distribution of banking products.

The idea behind establishing Kidmat Centre's under CSC India Project was to develop a platform that can enable Government, Private and Social Sector Organizations to integrate their social and commercial goals for the benefit of rural populations in the remotest corners through a combination of IT as well as non-IT services.

The main aim of the scheme is not merely to roll out IT infrastructure but to build a network of 1000 + rural businesses across the state. To that effect, the Khidmat Centre Scheme has been designed to create a value proposition for all stakeholders and alignment of their economic interests. 

The Khidmat Centre Scheme was envisaged to be a bottom-up model for delivery of content, services, information and knowledge, that can allow like-minded public and private enterprises - through a collaborative framework - to integrate their goals of profit as well as social objectives, into a sustainable business model for achieving rapid socio-economic change in state.

Beyond a bank’s delivery channel, the Khidmat Centre plays a role of an effective "change agent" that provides a structured platform for socially inclusive community participation for collective developmental activities.

Address:

Khidmat Centre Saaj, Tehsil Thanamandi, Block Plangarh, District Rajouri, Jammu & Kashmir